🏖️ Finance

Retirement Planner

See if your savings are on track for retirement. Projects your nest egg, estimated annual income, and any gap to close.

Current Age

Retirement Age

Current Retirement Savings

Monthly Contribution

Expected Annual Return (%)

Inflation Rate (%)

Desired Annual Retirement Income (today $)

Expected Social Security (monthly)

Withdrawal rate (% per year, 4% is the "4% rule")

2% (conservative)4%8% (aggressive)

Years Until Retirement

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Projected Nest Egg

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Annual Income From Savings

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Real Return (inflation-adj.)

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Projected Income vs. Goal

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Progress toward needed nest egg

Today: —Target: —

Savings milestones

The 4% rule

Research suggests withdrawing 4% of your portfolio in year one, then adjusting for inflation annually, gives a high probability of your savings lasting 30 years. To find your needed nest egg: divide your annual income goal by your withdrawal rate.
Example: $80,000 ÷ 4% = $2,000,000 needed.